Post about "Personal Finance"

Used Car Auto Financing – You Can Get Financing For A Car After Bankruptcy!

Before I share with you how almost anyone can get used car auto financing after a bankruptcy…I want you to know that bankruptcy isn’t as severe and devastating as it used to be in the past.You are not branded for life with a big “BK” on your forehead for the rest of your life! It’s important to understand that you can rebuild your credit after a bankruptcy and it is not the end of the world for you. Don’t allow your emotions and ego (that little voice in your head) try to convince you that you are a loser and will never get financed again for a car or anything else.Let any fear fade away now.The more you read, the more you’ll forget all about your bankruptcy and not being able to get financed. I am here to share some great news with you! You can get financed for a used vehicle; the key is knowing where to look and what to do and not do! People just like you are getting financed everyday for a car and rebuilding their credit rating.It is true that the word “bankruptcy” and all its negative connotations can leave a god-awful taste in your mouth and in your heart, but it doesn’t have to stay there! And it is a well-known fact that bankruptcy sticks like glue for years to come, leaving your record attached to you as successfully as that super-glue will hold together your grandmother’s teacup!Don’t let that discourage you!Where it is true that your bankruptcy will legally be on your credit score for 10 years, you can begin rebuilding your credit immediately after you have been discharged! Rebuilding your credit will increase the FICA score quicker by responsibly using credit with your used car auto financing.You are about to discover how to begin rebuilding your credit. In order to increase your FICA score, you will need to use credit to rebuild credit! Kinda crazy, I know!Here are a few tips to help you get a loan on your car even if your bankruptcy hasn’t been closed!Always, and I mean always, be up-front with your credit situation after a bankruptcy! Tell the auto dealer before any of the negotiations begin. Heck, they are going to find out anyway and you might as well save everyone, especially yourself the time and embarrassment!When financing your used auto loan there are three choices. I have listed them in the best to last order.Bank (not a finance company).
Credit Union.
Sub-Prime Finance CompanyOften your local bank can offer you the best finance rates.It is important to know that with Credit Unions, you want to ask them if they report to all 3 credit bureaus to assure that the progress you make with your car payments are recorded to your benefit! This will aid in your FICA score climbing in the upward direction you are looking for!Did you know that many car dealers use the word “bank” to refer to any of the lenders they use, so use caution as to who will really be financing your used vehicle. Sub-Prime finance companies should only be used as a last-ditch effort in finding your next used car auto financing. These typically carry the highest APR rates. In some cases this may be the only way for you to begin rebuilding your credit. Just be aware of what you are getting into before signing on the dotted line.But the important thing in getting a loan for your used car is knowing that it can be done after bankruptcy, and sometimes even before it is discharged. Yes, it takes some homework and effort on your part, but your effort and paying on time can reap huge benefits in rebuilding your credit quicker than you ever imagined!If you would like to bedazzle your friends and family, and lead the way into a little known world that is revolutionizing the car industry, check out this free report that can help you win at the car buying game.Not only is it possible to get financed after a bankruptcy you can save yourself the one item in life you cannot get back – TIME! In addition to that, save yourself some pretty green ($) in financial savings!Would you like to have a pleasant, surprising experience getting your next car? Then get your free report now…

Brainstorming The Ideas for Influencing Your Mobile App Audience

Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved.

According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most frequently deleted, whereas apps based on Finance is least frequently deleted. No matter which app category you belong to, your strategy should be to remain in the mobile phones of users for a long time, and not just sit around but to fulfill your purpose as well.

If we analyze the encounters of users with an app step by step, it can help us unveil the critical factors that influence mobile app audiences, so that we can work upon those and achieve our purpose. Here are the details:

Step1. Finding Your App in Appstore

For this, we have to first find out what exactly users type to search an app. Based on a research, it has been found that 47% app users on iOS confirmed that they found the app through the App Store’s search engine and 53% app users on Android confirmed the same.

What have been their search queries? Interestingly, as the per the data provided by the TUNE research, 86% of the top 100 keywords were brands.With little scope for non-branded categories, most of the keywords were either of games of utility apps. Common keywords in the non branded category are: games, free games, VPN, calculator, music, photo editor, and weather.

Leaving brands aside, if we analyze the user-type of a Non-branded category, we will get two types of users:

1. Users are informed, and they know what they are search

2. Users are exploring possibilities, have no precise information in mind.

If you are a mobile app development company, targeting non-branded users, then your efforts must be directed to creating apps that compel these two types of users. To do so, we have to analyze once they are on an app store, what keywords they use to search. Regina Leuwer, with expertise in marketing & communications, bring some light to the subject. She reached out Sebastian Knopp, creator of app store search intelligence tool appkeywords, who shared with her the data of unique trending search phrases. And according to that data, in 2017, there were around 2,455 unique search phrases trending in the US.

Now, if we study these data to get information, we will find that name of the app is critical to attract the attention of the users.

If your app belongs to non-branded category, then make sure your app name is similar to the common search queries but also unique in comparison with your competitors. So that when your app name is flashed, they click it on to it, finding it purposeful and compelling both.

Step 2. Installation

Remember your users are on mobile devices has limited resources, from battery to storage and RAM to Internet. Everything is limited. So better create an application that is easy to download or say get downloaded with 5 minutes. One critical advice here:

1. Keep the application file size small.

If you are a developer, use APK Analyser to find out which part of the application is consuming maximum space. You can also reduce classes.dex file and res folder that contains images, raw files, and XML.

Step 3. Onboarding

After the user has successfully downloaded your mobile application, don’t leave anything on assumptions. Guide them properly. This you can do through an onboarding process, where users can learn the key functionality and where to begin with the mobile app. Below are the 3 things you need to keep in your mind when creating an onboarding process for your users.

Short and Crisp: The entire guidance of features and functions should be completed within few seconds, with easy options loud and clear option to skip.

Precise Information: Don’t introduce them to the app. They already know what they have downloaded. The objective to inform about the key functions and features.

Allow Users to Skip: Let the tech-savvy users skip the intro. Your app is to meet their requirement and not to have a friendly session.

Step 4. Purpose and UI
Here, the stage is set for your app and it is the golden chance for you to impress your users. What is needed here is the collaboration between purpose and UI of the app. It totally depends on the problem-solving capability and ease of use of the mobile app. Interface design plays the critical role, allowing the users to access features of the apps easily and quickly to perform the task for what they have downloaded the app. When it comes to interface design, make sure that the design is interactive and task-oriented. Here are some factors that you must take care off while creating mobile app interface:

1. Usability: The Mobile phone is an epitome of convenience and if your users find it difficult to use your app, then there is no way there are going to make the space for it in their mobile phones. From screen size to the color of the app, there are many factors that are equally critical and need attention.

2. Intuitive: To create an intuitive User Interface, you have to read the mind of the users, and develop a model based on that. The next should be precise, clear and ‘obvious’ in an interface.

3. Availability: Key features should be hidden in the drop down menu or even if so, it should be obvious for the user to look into the drop-down. An intricate work of design and research is required to make essential features available for the customers and they don’t need to navigate here and there.

If you need more help with the user-interface and innovative ideas for a mobile app, write to me [email protected] and I promise to get back to you with interesting mobile app designs.